12 Month Loans

Poor credit ratings and bad credit histories are often seen as barriers to securing finance. However, there may still be a way that you can access the money you need, one such example is with a 12 month loan from Likely Loans.

Small loans over 12 months can be useful in helping to pay off any unexpected bills, or for helping to complete any essential home improvements. Bad credit isn’t necessarily a barrier to a 12 month loan, and at Likely Loans, we may be able to help you. After all, we understand that life sometimes gets in the way, and you may need access to additional funds from time to time.

This is why we offer 12 month loans direct to customers with no guarantor. Applying for small loans over 12 months is simple, and applying for a quote won’t affect your credit score. What’s more, 99% of customers are happy with our service, so why not get a quote for a 12 month loan today?

How Do I Apply?... 3 steps, that’s it!

When applying for one of our unsecured personal loans there are three simple steps to follow:

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1. Tell us a little bit about you

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2. Get an instant decision

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3. Money next working day

Why Choose Likely Loans for a 12 Month Loan?

  • No obligation quotes that don’t impact on your credit score
  • Our application form is quick and easy to complete
  • You can manage your loan online
  • No fees, including early repayment fees
Moneyfacts consumer awards 2017
Feefo Gold Trusted Service Award 2019
Feefo Gold Trusted Service Award 2019
Feefo Gold Trusted Service Award 2019
99% our customers are happy with our service
Feefo 5 star rating Read more reviews

Get a Quick Quote for a 12 Month Loan

We specialise in 12 month loans for individuals with bad credit. Additionally, like all the loans we offer, our 12 month loans are unsecured, so to apply you don’t need to be a homeowner.

For a quote on interest payments, and to see whether you’ll be accepted for a 12 month loan with bad credit, we’ll just need a few personal details. Then you’ll know whether you’ve been accepted, and what your repayments could be.

Once you’ve completed and sent your application, the money could be with you the next working day.

Apply for a 12 Month Loan Today

You can apply for small loans over 12 months today, even if you have bad credit. If you have any questions, please contact us or visit our FAQs.