LL Hero Tertiary

Over how many months?

${ loanTerm } Monthly repayments of

£${ monthlyRepaymentAmount | formatCurrency }

Representative APR

59.9 %

Total repayable

£${ totalRepayableAmount | formatCurrency }

( It won’t affect your credit score )

Representative 59.9 % APR

Representative example

Borrowing £2,000 over 24 months at Representative 59.9% APR and Interest rate 59.9% p.a. (fixed) with monthly repayments of £131.05 and a total amount payable of £3,145.20. This example is for illustration purposes only. The rate and / or term you are offered is dependent on your individual circumstances Rates from 39.9% APR to maximum 89.9% APR. Loan terms from 12 to 36 months.

£900 Loans

When things don’t go to plan like when a larger bill than expected crops up or you’re faced with a sudden expense you can’t quite afford, a £900 short term loan may be the solution to your financial difficulties. Often loan lenders will offer a minimum of £1,000 loans, but there are times where you might not need quite that much. £900 may just be the perfect amount, so with Likely Loans’ £900 personal loans you never have to borrow more than you need. With the flexibility to pay across 12 months, it can make any situation easier.

With our £900 unsecured loans, otherwise known as no guarantor loans, we make borrowing money possible. With our bad credit loans, it’s still possible to meet the approval criteria if you have poor credit. A personalised quote won’t affect your credit score and is quick and easy to do. If approved and you decide to proceed with the full application, you could get the money in your account the next working day, ideal for those more urgent expenses.   

If you’re not a homeowner, you’re in luck with our £900 unsecured loans, otherwise known as no guarantor loans which make borrowing money possible regardless. You also have the option of bad credit loans if you have poor credit, as it’s still possible to meet the approval criteria. Fill out our online application process to receive a personalised quote - this won’t affect your credit score unless you decide to apply for the loan and is quick and easy to do. If approved, you could even get the money in your account the next working day, ideal for those more urgent expenses.

How Do I Apply?

When applying for one of our unsecured personal loans there are three simple steps to follow:

Likely Loans laptop icon

1. Tell us a little bit about you

Likely Loans laptop icon

2. Get an instant response

Likely Loans laptop icon

3. Money next working day

Why Use Likely Loans for a £900 Loan?

There are plenty of reasons why a £900 loan from Likely Loans may be right for you:

  • Find out if you’ll be accepted before applying using our eligibility checker

  • Receive an instant response, manage your monthly repayments and repay your loan all from the same place online

  • Avoid penalty fees for any early loan repayments with our quick loans

Frequently answered questions

Can I borrow a £900 loan with a bad credit score?

With the ability to shop around online for different types of loans, getting rejected by your bank isn’t necessarily a problem as lenders like Likely Loans may be able to give you access to bad credit loans despite a low credit score. We understand that your financial history may not reflect your position now, so when applying for a £900 loan with bad credit, lenders will look at your current financial situation and other indicators to decide whether you’ll be able to afford the fixed monthly repayments on the loan.

If you’re worried about being rejected because of your bad credit history, you can check your eligibility with us without having an impact on your credit score. We do soft search credit checks which mean your credit file won’t be affected at this stage. Simply enter a loan amount and term into our online loans calculator with a few of your details to receive your personalised loan quote.

Can I get a £900 loan without a guarantor?

Yes. We offer unsecured loans which mean you neither need to secure your loan against your assets nor need someone else to be a guarantor as part of your application.

Can I get a £900 loan with no credit check?

No. Responsible lending is our priority so we carry out credit checks to make sure we aren’t lending to anyone who can’t afford it.

Can I use a £900 loan to pay off other debts?

Of course, you can use the loan for things like unexpected bills, car finance and home improvements. Debt consolidation can often be a good choice depending on your circumstances. However, we encourage you to work out if consolidation loans financially make sense as sometimes spreading the repayments of a larger amount over a longer-term can mean you pay more interest.

What is the criteria to get a £900 loan?

As with most loan providers, our lender requirements are that you’ll need to be over 18, a UK resident, employed and have a bank account and debit card to complete a loan application. In terms of income, you should be able to comfortably afford monthly payments from your regular income - for example, as a guide, £700 per month would be a minimum. We’ll look at your credit history and personal finances before making our decision.

How long will it take before receiving the £900 loan?

Applying for any loan with Likely Loans is quick and simple and you’ll find out if you’ll be eligible within minutes. After that, once your application goes through the required checks, if you’re approved you could have your money in your current account by the next working day.

How much will a £900 loan cost?

Your total amount repayable is dependent on how long it takes you to repay the loan and the APR you’re offered which is based on your personal circumstances, amount and loan repayment period.

As an example, borrowing £900 over 12 months at representative 59.9% APR and interest rate 59.9% p.a. (fixed) with monthly repayments of £95.85 your total amount payable would be £1,150.20 while over 24 months would go up to £1415.28.

What is an APR?

APR is the annual percentage rate and important for calculating the cost of money borrowed. Interest rates, fees, how often it’s charged and all other costs contribute to the APR. Representative APR is the APR we'll offer to at least 51% of people who are accepted - it's not a guarantee. The remaining customers that are also accepted will be offered a different APR than the one advertised based on individual circumstances. Please note, the APR offered is based on your personal situation and is dependent on many different factors. As such the APR offered may be different from the representative APR.

Will I pay a higher rate if I have bad credit?

Yes, you might. As a lender, we offer our representative APR of 59.9% to at least 51% of customers who are accepted for a loan. If you have bad credit, you may be charged a different rate.

What repayment terms are available for £900 loans?

For a £900 loan, you can borrow from 12 to 24 months and pay in monthly instalments.

Can I top up my £900 loan?

You may be eligible to top up your loan in the future and you can check your eligibility through your online account.

Get a Quick Quote for a £900 Loan

Get your own personalised quote for a £900 loan to find out your total monthly repayments and make a decision on whether it is right for you. It’s easy and fast to receive your quote and it won’t affect your credit history until you submit a loan application. Simply enter your personal details to start.

Once you’re approved, you can view your interest rate and monthly repayment amounts, as well as be able to manage your finances over your chosen repayment time period within 12 months.

Apply for a £900 loan Online

Apply for a £900 loan today by applying online or contact us for information about loans for £900 with Likely Loans.

( It won’t affect your credit score )

Representative 59.9 % APR