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Representative APR

59.9 %

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( It won’t affect your credit score )

Representative 59.9 % APR

Representative example

Borrowing £2,000 over 24 months at Representative 59.9% APR and Interest rate 59.9% p.a. (fixed) with monthly repayments of £131.05 and a total amount payable of £3,145.20. This example is for illustration purposes only. The rate and / or term you are offered is dependent on your individual circumstances Rates from 39.9% APR to maximum 89.9% APR. Loan terms from 12 to 36 months.

Bathroom Loans

Here at Likely Loans, if you have bad credit or a poor credit history, then we may be able to provide you with the bathroom finance you require. If you’re looking to update a traditional bathroom to a modern fitted bathroom, a bathroom loan from us could be an alternative to buying a new bathroom on finance.

Our bathroom loans contain a number of different repayment options, with repayment periods ranging from 12 months to 36 months. Our bathroom loans also range from £500 to £5000, and can be used when bathroom finance isn't an option for you.

Applying for a quote online is quick and simple. Plus, it won't affect your credit score.

How Do I Apply?... 3 steps, that’s it!

When applying for one of our unsecured personal loans there are three simple steps to follow:

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1. Tell us a little bit about you

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2. Get an instant response

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3. Money next working day

Likely Loans: An Alternative to Bathroom Finance if You have Bad Credit

We're a reliable and direct lender of loans. However, as well as our great repayment options, there are a number of great reasons why you should choose Likely Loans:

  • You can apply for and manage your loan online

  • Our rates are clear and upfront, with no hidden surprises

  • You can pay back your bathroom loan early, without incurring any additional fees or charges

Frequently answered questions

What is a bathroom loan?

A bathroom loan is designed to fund your bathroom renovations. This could be for anything as simple as spreading the cost of new power tools or building materials, or getting new features installed - from shower baths suites and walk-in showers to more bathroom storage or even adding an illuminated mirror to your vanity unit.

Can I get a bathroom loan with a bad credit score?

With the ability to shop around online for different types of loans, getting rejected by your bank isn’t necessarily a problem as lenders like Likely Loans may be able to give you access to bad credit loans despite a low credit score. We understand that your financial history may not reflect your position now, so when applying for a bathroom loan with bad credit, lenders will look at your current financial situation and other indicators to decide whether you’ll be able to afford the fixed monthly repayments on the loan.

If you’re worried about being rejected because of your bad credit history, you can check your eligibility with us without having an impact on your credit score. We do soft search credit checks which mean your credit ratings won’t be affected at this stage. Simply enter a loan amount and term into our online loans calculator with a few of your details to receive your personalised loan quote.

Can I get an unsecured bathroom loan without a guarantor?

Yes. We offer unsecured loans which mean you neither need to secure your loan against your assets nor need someone else to be a guarantor as part of your application.

Can I get a bathroom loan with no credit check?

No. Responsible lending is our priority so we carry out credit checks to make sure we aren’t lending to anyone who can’t afford it.

What is the criteria to get a bathroom loan?

As with most loan providers, our lender requirements are that you’ll need to be over 18, a UK resident, employed and have a bank account and debit card to complete a loan application. In terms of income, you should be able to comfortably afford monthly payments from your regular income - for example, as a guide, £700 per month would be a minimum. We’ll look at your credit history and personal finances before making our decision.

How long will it take before receiving the bathroom loan?

Applying for any loan with Likely Loans is quick and simple and you’ll find out if you are eligible within minutes. After that, you should have your money in your current account by the next working day.

What is an APR?

APR is the annual percentage rate and important for calculating the cost of money borrowed. Interest rates, fees, how often it’s charged and all other costs contribute to the APR. Representative APR is the APR we'll offer to at least 51% of people who are eligible - it's not a guarantee. The remaining customers that are also accepted will be offered a different APR than the one advertised based on individual circumstances. Please note, the APR offered is based on your personal situation and is dependent on many different factors. As such the APR offered may be different from the representative APR.

Will I pay a higher rate if I have bad credit?

Yes, you might. As a lender, we offer our representative APR of 59.9% to at least 51% of customers who are accepted for a loan. If you have bad credit, you may be charged a different rate.

What loan repayment terms are available for bathroom loans?

For a bathroom loan, you have plenty of borrowing options, with £500 to £5000 available for loan periods between 12 to 36 months which you can pay monthly.

Can I top up my bathroom loan?

You may be able to top up your loan in the future if you become eligible. You can check your eligibility through your online account.

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Get a Quote for Bathroom Loans from Likely Loans

In order to apply for a bathroom loan, you'll need to provide us with a few personal details. With these details, you'll be provided with an instant, no obligation quote, which you can then compare to any bathroom finance options you may have seen.

You'll also receive a full breakdown of your monthly payments and, if you accept, you could even have your money in your account to pay for your new bathroom suite the next working day.

Apply Today for our Bathroom Loans

All our loans are unsecured, meaning that you do not need to secure it against your home. Plus, if you apply for a quote today, it will not affect your credit score.

Check your eligibility online today to see what we can do for you and you’ll be one step closer to that bath suite you’ve always dreamed of. A bathroom loan could be the ideal alternative to bathroom finance for bad credit individuals. Simply get in contact if you have any questions.

( It won’t affect your credit score )

Representative 59.9 % APR