Moving house

Don't Stress

The Complete Guide to Moving House on a Budget

Although moving house should be a super exciting adventure in your life, it usually comes with a garage full of stress and a hefty price tag too. Whether you’re finally moving away from your parents, moving across the country or upgrading your space - there are always ways to cut the costs and save those extra pennies. Here we’ve covered a few tips to make moving easier on the budget.

4th November 2021

Time is money, plan ahead

Good organisation is always the answer. Write a master list of everything that needs to be done as leaving things to the last minute usually comes with unexpected costs. For example, do you need to check out the parking arrangements beforehand to prevent getting an unwanted ticket? And if you’re booking a rental van, the later you leave it, the more it will cost you.

You may not know the exact cost of moving house, but with some research you can get a rough idea. Write a list of what needs to be paid for and when such as: stamp duty, any legal fees, mortgage costs, insurance and moving day costs so that you can budget per week or month. That way, your bank account will encounter fewer surprises along the way.

Even changing your address for your bank and redirecting your post may cost you, so don’t miss anything out on your master checklist. Having a contingency fund might come in handy too for extra preparation. If you don’t use it, you can put that money towards decorating instead.

Declutter your home

Moving house is the perfect opportunity to get rid of all the things you don’t use anymore to reduce moving costs, packaging costs and save your precious time and space. Plus, if you pop the items on eBay, Gumtree, your community Facebook page or a car boot sale you could make yourself some extra cash.

Find free packaging

Cardboard boxes and bubble wrap can be more expensive than you think. Instead, ask your friends, your office or local supermarket to keep spare cardboard boxes for you. Check your local Facebook group too as someone is likely to have moved recently and will have spare boxes.

For padding, you can use newspaper, pillows, duvets, blankets, towels and even socks to protect your breakables - it’s free and you’re packing two things at once!

Shop around for the best deals

You probably saw multiple homes before you found the perfect one, so don’t settle on the first deal you come across either. You’ll probably have to purchase new WiFi so make sure you find multiple quotes to choose the best one for you - that goes for all of your bills.

Similarly, if you’re using a moving company then research the cheapest and most practical one for your needs.

Consider when you’re moving out

Although it’s not a leading factor, it’s more expensive to move house in the summer, particularly in August. If you want to be particularly budget-friendly then you may want to consider moving out during off-peak times of the year instead.

Do it yourself or hire someone else?

There are many different factors to think about when making this decision. You have to consider how much renting a van would cost, how many trips you would have to do, the fuel costs, finding packing materials and insuring any precious items. Equally, hiring someone else to do it comes with a price tag too.

Top tip: if you decide to hire someone, have your things packed and ready as soon as the van arrives so that you’re not charged extra time for being unorganised.

Pack carefully to avoid any breakages

Taking a few extra minutes to protect your possessions with extra padding will prevent having to buy any new items later on if they get damaged.

Packing and unpacking is tiresome work. To avoid the inevitable clumsiness, label all of your boxes, particularly the ‘delicate’ items to ensure that they’re placed down carefully. It will also make your life ten times easier when you’re looking for a particular box.

Top tip: pack room by room so you can easily group everything together when you need to unpack.

It may also be worth having a box dedicated to ‘moving house’ with any cleaning supplies, a first aid kit and tools you may need so that you don’t have to rummage through everything as soon as you get there.

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Get creative and thrift

Second-hand furniture can be far cheaper (sometimes even free) and a lot of the time it’s barely even been used. Facebook Marketplace, Gumtree, eBay and Preloved are just a few of the places to browse to save you money, and save the planet.

Something may need a lick of paint but that’s part of the experience so don’t be afraid to get your hands dirty. Check out Pinterest for tons of easy upcycling ideas.

Resist overbuying

It’s natural to feel excited, but adding everything to your cart will quickly add up. Try to resist temptation and focus on what you really need first. By waiting to buy home accessories once you’re in and unpacked, you’ll know exactly what you want rather than buying something you might not have room for.

Lastly, eat everything up

You don’t want to end up wasting a whole freezer full of food because you didn’t get a chance to eat it. Plus, tins of food can take up precious room in your cardboard boxes.

Kill two birds with one stone and hold one last dinner with friends or family to say goodbye to your home whilst eating everything up.

With good organisation and some research you’ll be able to move house on a budget and save those extra pennies for what’s really important - making your house a home.

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( It won’t affect your credit score )

Representative 59.9 % APR